# Fliinow financing terms and operation costs

Fliinow offers provider-agnostic deferred payment infrastructure for travel businesses. These are the published standard product terms, not a subscription price or a binding financing offer.

- Currency: EUR.
- Booking financing amount: EUR 60 to EUR 5,000.
- Terms: 3, 6, 9 or 12 monthly installments.
- First installment: paid on the booking day.
- Nominal annual interest rate (TIN): 18%.
- Annual percentage rate (TAE): 19.56%.
- Financing is subject to approval.

## Published partner operation costs

| Installments | Operation cost |
| --- | --- |
| 3 | 1.48% |
| 6 | 3.76% |
| 9 | 6.06% |
| 12 | 8.38% |

These operation costs are separate from the customer's interest rate. Partners receive the booking amount the next business day and do not assume customer default risk under the product's published terms. Consult Fliinow for the applicable agreement and commercial conditions.

## Eligibility and next steps

Travel agencies, self-employed professionals, OTAs, hotels, airlines and consolidators can contact Fliinow. There is no minimum turnover requirement. Customer requirements include an identity document and bank card; specific eligibility depends on the applicable country and financing approval.

- [Official product website](https://fliinow.com/en/)
- [Contact](https://fliinow.com/en/contacto/)
- [Developer documentation](https://fliinow.com/developers/index.md)
- [Public non-binding installment estimates via MCP](https://fliinow.com/agents.md)